Terms of Use

Terms of Use

UIG Website – Terms of Use

Effective Date: October 3, 2025

Welcome to the UIG website (the “Site”). By accessing or using this Site, you agree to comply with and be bound by these Terms of Use (“Terms”). Please read these Terms carefully before using the Site. If you do not agree to these Terms, you must not access or use the Site.

  1. Acceptance of Terms

By using this Site, you acknowledge that you have read, understood, and agreed to these Terms and any other guidelines or rules posted on the Site. UIG reserves the right to update or modify these Terms at any time without prior notice. Continued use of the Site after any changes constitutes your acceptance of the updated Terms.

  1. Eligibility

You represent and warrant that you are of legal age in your jurisdiction to form a binding contract and are not barred from using the Site under applicable laws. By accessing or using this Site, you confirm that you are eligible to do so.

  1. Account Registration

Certain features of the Site may require you to register for an account. You agree to:

  • Provide accurate, complete, and current information during registration.
  • Maintain the confidentiality of your account credentials, including your username and password.
  • Accept responsibility for all activities that occur under your account.

UIG reserves the right to suspend or terminate your account if any information provided is false, misleading, or violates these Terms.

  1. Privacy and Data Protection

Your use of the Site is also governed by UIG’s Privacy Policy, which explains how we collect, use, store, and protect your personal information. By using this Site, you consent to the collection and use of information in accordance with our Privacy Policy.

  1. Intellectual Property

All content on this Site, including but not limited to text, graphics, images, logos, trademarks, software, and other materials (“Content”), is the property of UIG or its licensors and is protected by intellectual property laws. You may use Content for personal, non-commercial purposes only. Any unauthorized use, reproduction, distribution, or modification of the Content is strictly prohibited without UIG’s prior written consent.

  1. Permitted Use of the Site

You agree to use the Site only for lawful purposes. You must not:

  • Engage in any activity that could harm, disrupt, or impair the Site’s functionality.
  • Attempt to gain unauthorized access to any part of the Site, other users’ accounts, or UIG’s systems.
  • Use the Site to transmit harmful, defamatory, abusive, or illegal content.
  • Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity.
  1. User-Generated Content

If the Site allows you to submit content, feedback, or suggestions (“User Content”), you grant UIG a non-exclusive, worldwide, royalty-free, sublicensable license to use, reproduce, distribute, display, and create derivative works from your User Content in connection with the Site and UIG’s business. You represent that you have the rights to any User Content you submit and that it does not infringe on the rights of any third party.

  1. Third-Party Links

The Site may contain links to third-party websites. UIG does not control and is not responsible for the content, privacy practices, or services of any third-party sites. Accessing third-party links is done at your own risk.

  1. Disclaimers

The Site and its Content are provided on an “as is” and “as available” basis. UIG makes no warranties, express or implied, including but not limited to warranties of accuracy, reliability, fitness for a particular purpose, or non-infringement. UIG does not guarantee that the Site will be error-free, secure, or uninterrupted.

  1. Limitation of Liability

To the maximum extent permitted by law, UIG and its affiliates, officers, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your access to or use of the Site, even if advised of the possibility of such damages.

  1. Indemnification

You agree to defend, indemnify, and hold harmless UIG, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in connection with your:

  • Use of the Site
  • Violation of these Terms
  • Submission of User Content
  • Violation of any law, regulation, or third-party rights
  1. Termination

UIG may, in its sole discretion, suspend or terminate your access to the Site at any time, without notice, for violations of these Terms or any applicable laws. Upon termination, your rights to use the Site immediately cease.

  1. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which UIG is incorporated, without regard to conflict of law principles. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

  1. Changes to Terms

UIG reserves the right to revise these Terms at any time. Updated Terms will be posted on the Site with the “Effective Date” updated. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.